Received social security benefits during the year

Federal tax withheld 6,770 6,630

State income tax withheld 900 800

Age 17 18

Social Security numbers 123-45-6788 123-45-6787

Interest paid during the year included the following:

Home mortgage interest (paid to Carmel Federal Savings & Loan) $7,890

Additional information of potential tax consequence follows:

Real estate taxes paid $3,850

Airfare 340

Hotel 170

Compute net tax payable or refund due for the Deckers for 2015. Ignore the child tax credit in your computations. If the Deckers have overpaid, the amount is to be credited toward their taxes for 2016.