Shares outstanding adjusted
BVPS Before Dividend paid 11,993 13,943 16,165 16,580 Adjusted BVPS Bef. Div paid 11,993 13,943 16,165 16,580
SGBCI Balance sheet
15,333,000,000 15,333,000,000 15,556,000,000 15,556,000,000 15,556,000,000 15,556,000,000 - - - -
- - 160,000,000 160,000,000 160,000,000 160,000,000 19,081,000,000 19,218,000,000 19,824,000,000 20,502,000,000 21,407,000,000 22,721,000,000 6,611,000,000 9,740,000,000 17,057,000,000 22,057,000,000 24,790,000,000 32,368,000,000
11,830,000,000 12,605,000,000 12,972,000,000 1,266,000,000 167,000,000 148,000,000 52,855,000,000 56,896,000,000 65,569,000,000 59,541,000,000 62,080,000,000 70,953,000,000 476,739,000,000 417,425,000,000 412,420,000,000 422,652,000,000 465,146,000,000 525,390,000,000
| 11% | 14% | 16% | 14% | 13% | 14% |
|---|
19,672,000,000 30,047,000,000 24,418,000,000 43,278,000,000 30,888,000,000 38,368,000,000 40,349,000,000 66,168,000,000 72,406,000,000 51,900,000,000 113,295,000,000 128,645,000,000 138,038,000,000 84,990,000,000 350,454,000,000 430,759,000,000 469,591,000,000 452,445,000,000 428,019,000,000 426,725,000,000 593,702,000,000 56,000,000,000 68,375,000,000 75,740,000,000 99,102,000,000 128,057,000,000 186,057,000,000 215,666,000,000 7,037,000,000 7,342,000,000 3,717,000,000 3,785,000,000 3,826,000,000 3,816,000,000 9,898,000,000 32,088,000,000 37,648,000,000 43,708,000,000 43,336,000,000 46,452,000,000 41,898,000,000 41,283,000,000 26,793,000,000 13,303,000,000 12,679,000,000 39,402,000,000 32,573,000,000 30,530,000,000 34,116,000,000
558,212,000,000 659,880,000,000 681,753,000,000 794,643,000,000 798,460,000,000 865,432,000,000 1,020,004,000,000 17.86%
| 10,611 | 31,099 | |||
|---|---|---|---|---|
| ### | ### | 728,910 | 843,652 | |
| ### | 34,020 | 36,719 | ||
| 14% | 13% | 13% | 11% | 12% | 11% |
|---|
3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 31,111,110 31,111,110 31,111,110 31,111,110
25,721 28,215 27,857 28,596 31,691 29,536 34,886 25,721 28,215 27,857 2,860 3,169 2,954 3,489
23,603,000,000 14,248,000,000 28,565,000,000 33,382,000,000
3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 31,111,110 31,111,110 31,111,110 31,111,110 31,111,110 31,111,110 37,620 43,257 46,820 53,936 67,839 80,408 3,762 4,326 4,682 5,394 6,784 8,041
Net Interest income 20,748,690,706 20,222,621,079 19,595,242,874
Net Commission and fees income 6,959,573,074 7,658,743,368 8,494,814,968
Total Operating Expenses 17,607,435,414 20,952,426,254 20,553,709,133
Profit Before Provision 11,388,781,405 8,263,773,945 9,263,999,356
PAT 3,024,978,506 3,006,002,584 3,605,777,708
% change -50% -1% 20%
Cash dividen per share 14,400.00 1,500.00 2,000.00
Adjusted DPS 14,400.00 1,500.00 2,000.00
| 2002 | 2003 | 2004 | 2005 |
|---|
33,675,000,000 32,508,000,000 29,281,000,000 26,063,000,000 22,375,000,000 10,487,000,000 10,764,000,000 8,801,000,000 7,808,000,000 6,673,000,000 23,188,000,000 21,744,000,000 20,480,000,000 18,255,000,000 15,702,000,000 14,482,000,000 14,199,000,000 12,974,000,000 13,220,000,000 14,325,000,000 3,950,000,000 7,137,000,000 5,843,000,000 5,777,000,000 6,330,000,000 41,620,000,000 43,080,000,000 39,297,000,000 37,252,000,000 36,357,000,000 19,763,000,000 19,772,000,000 20,657,000,000 16,752,000,000 17,109,000,000 3,640,000,000 3,277,000,000 2,926,000,000 2,195,000,000 2,026,000,000 23,403,000,000 23,049,000,000 23,583,000,000 18,947,000,000 19,135,000,000 18,217,000,000 20,031,000,000 15,714,000,000 18,305,000,000 17,222,000,000 8,825,000,000 14,457,000,000 10,424,000,000 8,878,000,000 3,500,000,000 (58,000,000) 564,000,000 (825,000,000) (2,983,000,000) 9,334,000,000 5,574,000,000 5,854,000,000 8,602,000,000 10,739,000,000 3,463,000,000 1,814,000,000 4,074,000,000 4,711,000,000 5,871,000,000 5,574,000,000 4,040,000,000 4,528,000,000 6,028,000,000
3,066,667 3,066,667 3,066,667 3,066,667 3,111,111 3,066,667 3,066,667 3,066,667 3,111,111 3,111,111
| 2007 | 2008 | 2009 | 2010 | 2011 |
|---|
23,661,000,000 26,647,000,000 32,616,000,000 37,572,000,000 40,790,000,000 40,114,000,000 6,529,000,000 7,584,000,000 8,890,000,000 11,034,000,000 13,380,000,000 13,723,000,000 17,132,000,000 19,063,000,000 23,726,000,000 26,538,000,000 27,410,000,000 26,391,000,000 14,826,000,000 15,721,000,000 16,618,000,000 17,845,000,000 19,834,000,000 17,320,000,000 6,846,000,000 12,692,000,000 13,485,000,000 10,994,000,000 10,701,000,000 10,582,000,000 38,804,000,000 47,476,000,000 53,829,000,000 55,377,000,000 57,945,000,000 54,293,000,000 17,235,000,000 20,289,000,000 22,257,000,000 23,660,000,000 26,879,000,000 26,906,000,000 2,254,000,000 2,590,000,000 2,711,000,000 3,447,000,000 3,700,000,000 3,901,000,000 19,489,000,000 22,879,000,000 24,968,000,000 27,107,000,000 30,579,000,000 30,807,000,000 19,315,000,000 24,597,000,000 28,861,000,000 28,270,000,000 27,366,000,000 23,486,000,000 5,078,000,000 3,200,000,000 5,727,000,000 1,500,000,000 7,794,000,000 4,296,000,000 (1,871,000,000) (3,726,000,000) (905,000,000) (1,137,000,000) (111,000,000) (427,000,000) 12,366,000,000 17,671,000,000 22,229,000,000 25,633,000,000 19,461,000,000 18,763,000,000 3,605,000,000 4,532,000,000 5,760,000,000 5,376,000,000 3,306,000,000 2,775,000,000 8,761,000,000 13,139,000,000 16,469,000,000 20,257,000,000 16,155,000,000 15,988,000,000
3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111 3,111,111
| 85% | 83% | 85% | 85% | 85% | 85% |
|---|
749.51 419.50 891.19 868.76 1,138.82 1,282.37
637 358.50 Err:522 578 645.00 645.00
|
|---|
SGBCI Ratios
| 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | |
|---|---|---|---|---|---|---|---|
|
6.15% | 5.47% | 5.60% | 5.36% | 4.62% | 4.90% | 4.90% |
| 8.94% | 8.18% | 8.00% | 7.65% | 6.58% | 6.77% | 6.85% | |
| 2.68% | 2.64% | 2.41% | 2.37% | 2.01% | 1.82% | 1.88% | |
| -36.63% | -5.06% | -27.52% | 12.08% | 31.23% | 45.34% | 49.97% | |
| -36.63% | -5.06% | -27.52% | 12.08% | 31.23% | 45.34% | 49.97% | |
|
2.6% | 4.0% | 7.6% | 15.2% | -10.5% | 4.3% | 14.3% |
|
2.6% | 4.0% | 7.6% | 13.6% | -9.2% | 4.3% | 14.3% |
| 4.31 | 4.54 | 6.26 | 5.59 | 4.26 | 2.93 | 1.95 | |
| 4.31 | 4.54 | 6.26 | 5.67 | 4.26 | 2.93 | 1.95 | |
| 0.50 | 0.48 | 0.44 | 0.39 | 0.43 | 0.41 | 0.36 | |
| 0.50 | 0.48 | 0.44 | 0.39 | 0.43 | 0.41 | 0.36 | |
|
18% | 10% | 12% | 19% | 25% | 27% | 32% |
|
11% | 10% | 8% | 10% | 14.01% | 19.33% | 23.86% |
| 1.2% | 1.2% | 1.0% | 1.1% | 1.4% | 1.9% | 2.5% | |
| 12% | 11% | 7% | 7% | 10% | 14% | 19.75% | |
| 56% | 54% | 60% | 51% | 53% | 50% | 48% | |
| 1.04 | 0.88 | 0.77 | 0.81 | 0.77 | 0.94 | 0.92 | |
|
35% | 35% | 27% | 27% | 27% | 127% | 25% |
|
18.2% | 18.2% | 12.1% | 60.6% | 24.2% | 29.1% | 42.4% |
|
|---|
| 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|
| 5.67% | 5.81% | 6.00% | #VALUE! | #VALUE! |
| 7.78% | 7.80% | 8.28% | #VALUE! | #VALUE! |
| 1.63% | 1.61% | 1.86% | #VALUE! | #VALUE! |
| 4.87% | 20.11% | -3.62% | #VALUE! | #VALUE! |
| 4.87% | 20.11% | -3.62% | #VALUE! | #VALUE! |
| 15.20% | 25.78% | 18.53% | #VALUE! | #VALUE! |
| 15.20% | 25.78% | 18.53% | #VALUE! | #VALUE! |
| 6.13 | 5.11 | 5.30 | #VALUE! | #VALUE! |
| 6.13 | 5.11 | 5.30 | #VALUE! | #VALUE! |
| 0.15 | 0.12 | 0.10 | #VALUE! | #VALUE! |
| 1.53 | 1.22 | 1.03 | #VALUE! | #VALUE! |
| 32.80% | 33.69% | 29.03% | #VALUE! | #VALUE! |
| 27.26% | 28.10% | 24.15% | #VALUE! | #VALUE! |
| 2.20% | 2.33% | 2.02% | #VALUE! | #VALUE! |
| 26.70% | 26.53% | 21.00% | #VALUE! | #VALUE! |
| 50.41% | 51.81% | 49.21% | #VALUE! | #VALUE! |
| 0.83 | 0.92 | 0.80 | #VALUE! | #VALUE! |
| 16.88% | 16.59% | 16.81% | #VALUE! | #VALUE! |
| 2.73% | 3.64% | 4.91% | #VALUE! | #VALUE! |
| 2014E | 2015F |
|---|---|
| 0.24 | 0.22 |
| 9.26 | 9.50 |
|
578 |
|
7.00% |